Fund details BT Lifetime Super – Employer Plan
Retirement Wrap SPIN BTA0136AU RSE R1001327 ABN 39 827 542 991
Trustee BT Funds Management Limited ABN 63 002 916 458 AFSL No. 233724 RSE No. L0001090
BTBS: Fund details BT Business Super
Westpac Master Trust Superannuation Division SPIN WFS0112AU RSE R1003970 ABN 81 236 903 448
Trustee Westpac Securities Administration Limited ABN 77 000 049 472 AFSL 233731 RSE L0001083
A Product Disclosure Statement (PDS) is available for BT Lifetime Super – Employer Plan and BT Business Super and can be obtained by calling 132 135, or visiting www.bt.com.au/workplacesuper/employee. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of BT Lifetime Super – Employer Plan or BT Business Super.
Before you enter into a contract of life insurance with us, you have a duty, under the Insurance Contracts Act 1984, to disclose to us every matter that you know, or could reasonably be expected to know, that is relevant to our decision whether to issue you with an insurance policy, and if so, on what terms.
You do not need to disclose anything that would reduce our risk, that is of common knowledge, that we know in the ordinary course of our business, or that we tell you that you do not need to disclose. Your duty of disclosure extends beyond the time of your completion of the application up until we accept the application and issue a policy. The same duty of disclosure applies before you renew, extend, vary or reinstate a policy.
If you fail to comply with your duty of disclosure, we may, within 3 years of entering into the contract of life insurance, elect to reduce the sum that you have been insured for in accordance with a formula that takes into account the premium that would have been payable if you had disclosed all relevant matters to us.
Insurance through BT Lifetime Super – Employer Plan and BT Business Super is subject to terms and conditions including that a benefit will not be paid if your claim is directly or indirectly related to a pre-existing sickness, injury, illness or condition that you had prior to or at the time of your cover commencing.
© BT Financial Group – A Division of Westpac Banking Corporation. This information has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness having regard to your objectives, financial situation and needs. Consider our disclosure documents which include our Financial Services Guide.